I have two credit cards. One of them annoyingly has "annual fee". I called them up and asked them to waive it and they did! I called the other to lower the apr and they did!! There is no harm in asking after all. I have marked to call them again in 4 months. I did all of this as my SO was dozing off in the couch "watching tv". He has no idea we are a little less poorer within 10 minutes.
January 4th, 2008 at 02:45 am