I have been bringing my own lunch/bkfast for 2 WHOLE days now saving me at least $15 so far. This weekend we have to do a lot of cleaning of the house, laundry and cooking. We budget $50 per person fortnightly for grocery. I haven't really been grocery shopping this month and instead eating out of the pantry. We also have been incorporating fruits into our meals/snacks. I am not really a big fan of fruits unless they are the exotic types already peeled and cut up. But I have been buying them and peeling and cutting them up to grab and go. Hopefully we can stick to it. I want us to eat healthy balanced with enough servings of fruits and veggies everyday. Getting there slowly.

I have two credit cards. One of them annoyingly has "annual fee". I called them up and asked them to waive it and they did! I called the other to lower the apr and they did!! There is no harm in asking after all. I have marked to call them again in 4 months. I did all of this as my SO was dozing off in the couch "watching tv". He has no idea we are a little less poorer within 10 minutes.